Payment Technologies
Secure digital payments across every channel.
Gateways, wallets, merchant platforms, and AI fraud controls built for scale.

What is Payment Technologies?
Payment Technologies help you launch and scale digital payments. TAP360 builds and integrates gateways, wallets, contactless experiences, and merchant platforms, with real time risk scoring inside the payment flow.
Overview
Payments must be fast for customers and safe for the business. We integrate payment gateways and schemes, build wallets and merchant tools, and add AI risk signals that score transactions in real time, with reconciliation and reporting that finance teams can rely on.
What we deliver
Secure digital payments across every channel.
Payment gateway integration
Connect cards, wallets, and local payment methods.
Digital wallets and contactless
Wallet apps, QR, and tap to pay experiences.
Merchant and acquiring platforms
Onboarding, terminals, and merchant portals.
Fraud and risk controls
AI risk scoring and rules inside the payment flow.
Reconciliation and settlement
Automated matching and clear settlement reports.
Compliance by design
Architecture built with card industry security requirements in mind.
TECHNOLOGY WE USED
The technology behind Payment Technologies
Payments
- Visa
- Mastercard
- Apple Pay
- Google Pay
Back end
- Java
- Spring Boot
- .NET Core
Integration and APIs
- OpenAPI
- Kafka
- WSO2
Mobile apps
- React Native
- Swift
- Kotlin
Screen concepts
Payment Technologies
Screens shown are design concepts.


How it works
- 01
Plan
Define payment methods, channels, and risk policy.
- 02
Integrate
Connect gateways, schemes, and core systems.
- 03
Secure
Add risk scoring, monitoring, and controls.
- 04
Scale
Optimize approval rates, cost, and reporting.
Outcomes
- Smooth checkout across channels
- Fraud detected inside the flow
- Faster merchant onboarding
- Reconciliation without spreadsheets
Who it serves
- Banks and acquirers
- Fintechs and wallets
- Retailers and marketplaces
- Billers and government services

Brochure
Payment Technologies · Brochure
A two page summary you can share with your team or print.
Download brochureKeep exploring
Payment Technologies
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